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Posts Tagged ‘Consumer’

Pardons and Quality Signals Without Consumer Referral

Branding through word of mouth is commonly regarded as one of, if not the best promotional tools and indicators of quality in existence. People trust the opinions of those closest to them far more than any others, and it is both human nature and completely logical to put more stock in claims coming from a wide range of non-colluding non-stakeholders than from someone who has something to gain or lose via misrepresentation of an object (e.g. a business and its product). For most firms in most industries, achieving rabidly positive and widespread word-of-mouth implies guaranteed success. However, what happens when a) customer retention is not possible and b) the product/service offered is such that previous customers (hereafter ‘alumni’) actively try to disavow having ever used it? We will study the case of pardons to break down a separate kind of signaling effect for quality when alumni review isn’t available.

To begin, we must first go over how pardons firms operate. In exchange for a fee higher than the cost of simply applying for the pardon oneself, the pardons firm agrees to provide its expertise in coordinating the application process with the many different bodies involved (courts, police stations, bureaus, etc.) to help ensure that the pardon is received by the end consumer as quickly and with as little difficulty as possible. In this way, the essence of the service is the speed with which the pardon is granted relative to the speed with which it could be granted. Here, the speed is a real-valued multivariate function with inputs SDS, SDC, SFP, BC where

SDS = speed of document shipping (from bureaus to consumer, from consumer to pardon processing agency)
SDC = speed of document completion (on the part of the consumer)
SFP = speed of form processing (on the part of the pardon processing agency)
BC = bureau coordination (efficiently managing the resources of each input into the pardon process on the part of the pardons firm)

An appropriate measure of quality for such a firm would be the cost of the service divided by the time taken to receive the pardon.

Next we must examine the essence of the product and determine what about it makes customer retention and word-of-mouth advertising impossible. The entire point of a pardon is to remove the evidence of a criminal past from a person’s official record. Since pardons must be granted for all convictions simultaneously, it is easy to see that a consumer will only ever need or want one, hence eliminating the prospect of retaining customers.

In order to propagate word-of-mouth, alumni must tell others positive things about the product/service, thus encouraging them to use it. However, this necessarily entails the alumni admitting to having used the product/service. As mentioned above, the entire reasoning behind requesting a pardon is to remove oneself from the stigma and legal restrictions arising as a result of being identified as a convict. From this we can see that pardons alumni are unlikely to engage in word-of-mouth because they will once again be identified as a criminal, which defeats the entire purpose.

How then does the market signal quality to potential consumers when alumni disavow all knowledge of the product/service? There are the other traditional signaling effects of price and presentation, but those are entirely controlled by the firm itself and can be easily manipulated to give off fuzzy signals. The answer is that prospective consumers signal quality to each other via negative, failed interactions. If the ‘sale’ is not completed, then the consumer maintains their criminal record and has a window in which to signal their discontent. Whether or not this is an accurate or effective signal for pardons firms is another matter entirely.

Andrew Olim studies economics and areas of Canadian law related to pardons and US criminal waivers. He loves to hear feedback, positive or negative, about his writing.

Article Source:
http://EzineArticles.com/?expert=Andrew_Olim

Question by dickson li: Benefeciary of $ USD 450 million a scam? got an email that has a will to enherit 0 million..?
This a scam right?

I gotten an email from someone i dont know that says i have a will to enherit $ 450 million.. below:

How is your day?

This is MR. JERRY LEWIS. I am writing with utmost Confidentiality and Trust Confides in you; I wish to
hint you briefly of my Biography, so that we can both be Familiar with each other. I am the Acting Director
of Operations with the First Direct Finance here in UK. It’s an Escrow and Equity Finance Organization
with principal Assurance operation which merges direct services with the HSBC. That is if you have better
idea about this. I am getting in touch with you regarding the estate of Alfred Alemoor, an investment
BONDED FUNDS worth close to USD450Million USD placed under our management 7 years ago. I would
respectfully request that you keep the contents of this mail confidential and respect the integrity of the
information you come by as a result of this mail.

I contact you independently and no one in my Office is informed of this Communication. In 2000, the
subject matter; Alfred came to our management to engage in business discussions with our Private
banking division. He informed us that he had a financial portfolio of 320 Million United States dollars, which
he wished to have us invest on his behalf. As I write to you presently, the Bonded Funds has generated
close to 1,155,724,369.25 USD. Take your time to calculate the figure but I am sure its Equivalent is huge
on daily conversion remain UNCLAIMED.

Based on my advice, we spun the money around various opportunities and made attractive margins for
our first months of operation, the accrued profit and interest stood at this point at over 450Million USD. In
mid 2008, already kept BONDED with a Financial Institute I shall disclose to you as we move on with this
scenario. I am still skeptical about whom I indulge this transaction with.

What I propose is that since I have exclusive access to his file, you will be made the beneficiary of these
funds (450million USD). Our affiliate Financial Firm will contact you as the Bona-fide Beneficiary of
the BONDED FUNDS to Alfred Alemoor who was then an Oil Merchant of high repute in Kuwait. On
verification, which will be the details I Make available to the Financial Firm and the Transferring Bank, prior
instruction to make the Funds Transfer Payment in your favor. You do not have to have known him. I know
this might be a bit heavy for you but please trust me on this. For all your engagement and commitments,
I propose that we split the money equally and jointly invest it on any lucrative investment as soon as the
transaction is successful. In the Financial World of today this happens every time. The other option is that
the money will revert back to the state.

Nobody is getting hurt; this is a lifetime opportunity for us. I hold the KEY to these BONDED FUNDS and
as soon as all necessary arrangement is done. It will be liquidity and transferred into your nominated
Bank Account of your Choice. As a Financial Expert, we see so much cash and funds being re-assigned
daily. I would want us to keep communication for now strictly by the email below on my Private Email:
jerrylewis8@yahoo.com.hk

Please, again, note I am a family man; I have a wife and children. I send you this mail not without a
measure of fear as to the consequences, but I know within me that nothing Ventured is nothing gained”
and that success and riches never come easy or on a platter of gold. This is the one truth I have learned
from my private clients. Do not betray my confidence. If we can be of one accord, we should act swiftly on
this. Please pardon my writing if in any way you pick offence. I await your immediate response indicating
your interest ASAP.
Sincerely

Mr. Jerry Lewis
Mobile: +447924425970

Best answer:

Answer by TIMOTHY
A SCAM.

Give your answer to this question below!
Illini assistant Chew leaving for Marquette
Third, Chew's family and his trusted inner circle were firmly behind the opportunity and the move to Marquette, despite the immediate negative perception he would receive locally in Illinois. Those around him believed it was in his best interest and a …
Read more on Chicago Sun-Times (blog)

Write To More Money – Freelance Writing Report Pays 50
Write To More Money Is A PDF Report On How Freelance Writers And Copywriters Can Earn More Money From Their Writing. My Affiliate Program Pays 50%.
Write To More Money – Freelance Writing Report Pays 50

Creditors Are Willing to Consider Reducing Consumer Debt – Tips on How to Eliminate Credit Debt

Article by matthiw coach

Nowadays, creditors are willing to consider reducing consumer debt owing to the current fiscal scenario in the world. Millions of Americans are neck deep in credit card debts and looking ways and means to overcome it. If you are one among them then it is time for you to eliminate credits and settle all your debt related issues. More number of people is opting for debt settlement as an option to put an end to all your financial anxieties. Few people are also filing cases of bankruptcy. In such circumstances the banks and financial institutions are not able to secure anything of what they owe. Besides, it might tarnish the credit history of the debtor and ruin his reputation in the souk. Debt settlement is a more viable option when compared to bankruptcy and can be beneficial to both the parties; the creditors and the debtors.

You can manage to settle your debts on your own if you are aware of the financial trends in the market. However, if your debt is over and above ,000 it is better to consult credit debt settlement professionals for help. The professionals are more experienced and conversant with the debt management tactics. However, even if your debt is below ,000, you can always have access to the debt relief advice offered by many such online companies to get an idea of how to settle your debts. However, before you hire a particular service, make sure that it is a legitimate one.

Once you have hired a particular service, brief them about your present financial status and help them chalk out a credit debt reduction plan to reduce a reasonable portion of your credits. Next, the professionals usually enter into a mode of negotiation with your creditors and try convincing them to pardon a portion from the principal amount. These days, creditors are willing to consider reducing consumer debt as they know getting a portion of what they owe is better than getting nothing. This might happen if the debtor files a case of bankruptcy. Usually 40-50 percent of the amount that you owe is eliminated and you pay just the rest. This will however vary from one case to another. The percentage of reduction may go up to 70-80 percent at times.

Debt settlement companies are widely available in just about every state however some are just flat out more experienced than others in debt negotiation. That’s why it’s so important for consumers to use debt relief networks. These networks qualify and only accept the best performing debt settlement companies. To find a legitimate debt settlement company in your state check out the following link:

Free Debt Advice

About the Author

freedebtsettlementadvice.com is a matchmaker in the debt settlement industry. They have paired up thousands of consumers up with debt settlement companies who are most likely to get consumers the best deal.

http://www.freedebtsettlementadvice.com

Service in Westminster, Party Down Willesden (Holloween)
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Consumer Debt Help – How to Avoid Bankruptcy and Find Proven Debt Relief Tactics

pardon service
by SS&SS

Article by matthiw coach

If you are looking for consumer debt help services to do away with the over bearing credits, try resorting to the World Wide Web, for help. There are a good number of debt help services operating on the web. You just need to locate a legitimate company that has got a good reputation and years of relevant experience behind them to back their services. In this recessionary phase, this seems to be the only industry gaining popularity and pounds at the same time when all others are facing a tough time. However, if you are able to implement some wise relief tactics to ease off the burden of credit from your shoulders, it might put an end to all your fiscal anxieties.

The economic slowdown has toppled the tables in the fiscal market, all around the globe. People are facing pay cuts and pink slips and striving hard to make ends meet. The situation is similar in almost every part of the world including the U.S. Many people are neck deep in card overdue, looking for ways and means to get out of it. In such circumstances, settlement or consolidation seems to be the only viable solution. It is a legitimate way to get rid of financial crisis.

You just need to enter into a mode of negotiation with your creditor and convince him to reduce some portion of the actual amount that is due. The banks and financial institutions are welcoming settlement deals, these days because getting something back than nothing is always better. There are a number of people filing cases of bankruptcy to shove the burden of debt from their shoulders. If the plead gets accepted, their entire debt gets pardoned but it definitely tarnishes their credit history in the market. This means the creditors will not be getting a pie of what they owe. To avoid such circumstances, settlement is what the creditors and debtors are opting for these days.

The percentage of reduction on the amount that is due may vary from one case to another. If the debtor is not conversant with the negotiation tactics, it is better to seek help from consumer debt help services.

It would be wise to utilize a debt relief network if you are considering getting a debt settlement. The top debt relief networks are only affiliated with the best performing settlement companies that are established and proven. LegitimateDebtSettlement.com is one of the largest and most respected debt relief networks on the market. To locate a legitimate debt settlement company in your state check out the following link.Free Debt Advice

About the Author

FreeCreditCardDebtAdvice.org is a matchmaker in the debt settlement industry. They have paired up thousands of consumers up with debt settlement companies who are most likely to get consumers the best deal.

http://www.FreeCreditCardDebtAdvice.org

Pardons and Quality Signals Without Consumer Referral

Article by Drew Williams

Branding through word of mouth is commonly regarded as one of, if not the best promotional tools and indicators of quality in existence. People trust the opinions of those closest to them far more than any others, and it is both human nature and completely logical to put more stock in claims coming from a wide range of non-colluding non-stakeholders than from someone who has something to gain or lose via misrepresentation of an object (e.g. a business and its product). For most firms in most industries, achieving rabidly positive and widespread word-of-mouth implies guaranteed success. However, what happens when a) customer retention is not possible and b) the product/service offered is such that previous customers (hereafter ‘alumni’) actively try to disavow having ever used it? We will study the case of pardons to break down a separate kind of signalling effect for quality when alumni review isn’t available.

To begin, we must first go over how pardons firms operate. In exchange for a fee higher than the cost of simply applying for the pardon oneself, the pardons firm agrees to provide its expertise in coordinating the application process with the many different bodies involved (courts, police stations, bureaus, etc.) to help ensure that the pardon is received by the end consumer as quickly and with as little difficulty as possible. In this way, the essence of the service is the speed with which the pardon is granted relative to the speed in which it could be granted. Here, the speed is a real-valued multivariate function with inputs SDS, SDC, SFP, BC where

SDS = speed of document shipping (from bureaus to consumer, from consumer to pardon processing agency)

SDC = speed of document completion (on the part of the consumer)

SFP = speed of form processing (on the part of the pardon processing agency)

BC = bureau coordination (efficiently managing the resources of each input into the pardon process on the part of the pardons firm)

An appropriate measure of quality for such a firm would be the cost of the service divided by the time taken to receive the pardon.Next we must examine the essence of the product and determine what about it makes customer retention and word-of-mouth advertising impossible. The entire point of a pardon is to remove the evidence of a criminal past from a person’s official record. Since pardons must be granted for all convictions simultaneously, it is easy to see that a consumer will only ever need or want one, hence eliminating the prospect of retaining customers.

In order to propagate word-of-mouth, alumni must tell others positive things about the product/service, thus encouraging them to use it. However, this necessarily entails the alumni admitting to having used the product/service. As mentioned above, the entire reasoning behind requesting a pardon is to remove oneself from the stigma and legal restrictions arising as a result of being identified as a convict. From this we can see that pardons alumni are unlikely to engage in word-of-mouth because they will once again be identified as a criminal, which defeats the entire purpose.

How then does the market signal quality to potential consumers when alumni disavow all knowledge of the product/service? There are the other traditional signalling effects of price and presentation but those are entirely controlled by the firm itself and can be easily manipulated to give off fuzzy signals. The answer is that prospective consumers signal quality to each other via negative, failed interactions. If the ‘sale’ is not completed, then the consumer maintains their criminal record and has a window in which to signal their discontent. Whether or not this is an accurate or effective signal for pardons firms is another matter entirely.

About the Author

Drew Williams studies economics and areas of Canadian law related to pardons and US criminal waivers. He loves to hear feedback, positive or negative, about his writing.

BANGKOK, Oct 17 – The government are trying to delay the royal pardon process for ousted prime minister Thaksin Shinawatra, a core leader of the anti-government United Front for Democracy Against Dictatorship (UDD) Chatuporn Prompan charged Saturday. Mr Chatuporn, a member of parliament from the opposition Puea Thai Party, told the UDD demonstrators gathering at Government House that the demonstration of the so-called Red Shirt protesters on Saturday was meant warn the government not to ignore its claim that at least 3.5 million have petitioned in support of Mr Thaksin, who fled Thailand last August to avid a two-year jail term for corruption being served. However, Justice Minister Pirapan Salirathavibhaga earlier denied UDD charges that the government was delaying the petition process. He said the UDD should have submitted its petition to the corrections department which he said is responsible for considering the issue, not the prime ministers office. The premiers office was forced to send the document to the office of the permanent secretary for justice which then passed it to the corrections department, wasting time. He said considerable progress had been made, but the delay was caused by the UDD submitting the petition to wrong office in the first instance. The UDD said it convened the demonstration at Government House to mark the passage of 60 day from when its petition seeking government action toward a royal pardon for deposed ex-premier Thaksin as its deadline has

Consumer Choice Absent Quality Indicators ? A Pardons Example

www.squidoo.com looking for criminal pardons in canada? We are clean slate pardons offering full pardons services for all citizens of canada. Call us at 250 962 5882 to discuss prices and scheduling. You can send us an email at pgbishops@shaw.ca with any questions about prices or general questions about criminal records or pardons in general. Our services are available for people with citizenship in canada. We are the answer to criminal pardons in canada.

In all markets, whenever there is some successful product or service, there will inevitably be others with an extremely similar if not duplicate offering. Because of this, a very central consumer problem arises: How do they know which version of the product/service to buy? Certainly we speak of things like product differentiation according to price, presentation, and location, but those are all easily controlled by the seller to give an enhanced view of their offering. Some of those categories might offer some insight, but they rarely tell which version of a product is the ‘best’ on their own. This is easy enough to see; take a subpar product, put the price up or down, wrap it in something different and sell it at a classier establishment – it’s still the same product. People need to have some way of determining which form does what it purports to do the best.

In most cases, there are two established ways of doing this: repeated interaction with the group of products/services and word-of-mouth from previous consumers. Continually buying the same product brings increased experience with it and its sector, implying a better knowledge of the product’s own quality and a better knowledge of what makes a related product ‘high-quality’. Word-of-mouth informs potential buyers of the strengths and weaknesses of a product and its competitors from relatively unbiased parties. However, there are markets where neither of these things is possible, either due to it only being possible to consume a product once, or because no one else will admit to having used it. Criminal pardons are just such a market, and we will analyze the aspects of them that lead to this particular problem as well as providing a possible solution.

Canadian criminal pardons are a one-time-use only good. A pardon can only be granted for all convictions on an individual’s record, so once one is received, there is no need to ever get one again. Additionally, those who have received a pardon are unlikely to want to talk about it to anyone, given that the entire point of one is to remove stigma and restrictions from their life as a result of being identified as a convict. The key to this analysis is that the goods (pardons) are identical to one another, but the services resulting in the good (applying for a pardon through a 3rd party) are merely extremely similar. Thus, it appears we are left with a situation where many companies offer the same good through a slightly different process, and no potential consumer has any way of knowing the quality of the service before engaging in it.

This is not strictly true. Simply because successful consumers of the good will forswear any knowledge of it doesn’t mean unsuccessful consumers won’t report their negative experiences widely. In fact, we find that this is one of the best indicators of quality when the other, more prominent signals are absent. Naturally, though, this leads to a related problem: those firms that do not have negative word-of-mouth have no word-of-mouth at all, and thus only the relatively bad firms get any publicity.

Drew Williams is a student of the pardons process and features of clemency worldwide. He craves engaging in meaningful debate with those with well thought-out opinions.

Article from articlesbase.com

Bill C-23 The proposed suspension of criminal record Place of Pardons http://bit.ly/eWB73Gby NCICBackground (JackSmyth)



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